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Finance, insurance and kiosks · Shops and showrooms

MatruOS for a CSC or e-Mitra digital seva kiosk

Set up the way a CSC or e-Mitra digital seva kiosk runs: service charges on government and citizen services (fixed by the portal or state), commissions on bill payments, recharges, insurance, PAN and travel bookings, plus printing, photocopy, lamination, scanning and photo charges. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.

Finance, insurance and kiosksReady when you sign up

  • 8routines on a timetable
  • 1workflows with approvals
  • 2SOPs and checks
  • 4registers of your own
  • 3jobs for your AI team
  • 7licences tracked

7-day free trial, no card needed.

What this solves

What a CSC or e-Mitra digital seva kiosk deals with today, and what MatruOS sets up for it

01Today

Wallet balances across 4-6 portals never match the cash drawer. Customers keep asking about application status; rejections found late.

02In MatruOS

MatruOS sets up 8 routines, 1 workflow, 4 registers and 7 licences for a CSC or e-Mitra digital seva kiosk, with an AI team that reads your own records and prepares the work.

03What changes

The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.

Where you sit

MatruOS starts from how your business earns

Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.

  1. Government department or service provider
  2. portal (CSC, e-Mitra)
  3. VLE or kiosk
  4. citizen

Your customers

  • Students and job seekers
  • Farmers and labourers
  • Pensioners
  • Small traders (GST, ITR)
  • Villagers needing certificates and scheme enrolments

Your suppliers

  • CSC SPV and state e-governance portals (wallets, IDs)
  • PAN and Aadhaar agencies
  • Utility and recharge aggregators
  • Paper and toner dealers
  • Internet provider
  • Computer repairer

Credit and cash

Customers pay cash or UPI on the spot; portals take prepaid wallet balances; commissions credited to wallet daily or monthly

Daily cash-in from customers, daily wallet top-ups; money locked in 4-6 wallets; peaks around deadlines

Your screens use your words

  • OrderJob
  • ItemService
  • InvoiceReceipt
  • productService
  • SupplierPortal

How it works

How MatruOS is set up for a CSC or e-Mitra digital seva kiosk

Set-up takes a few minutes. After that, you change only what is different in your business.

  1. Describe the business in one lineFor example "CSC / e-Mitra digital seva kiosk", typed when you sign up.
  2. Recognised as a CSC or e-Mitra digital seva kioskRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
  3. Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
  4. Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.

Your AI team

What the AI team does for a CSC or e-Mitra digital seva kiosk

Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.

Accountant

Totals fees and service charges, matches wallet usage per portal, and flags gaps between jobs, wallets and cash

Reads daily job book and wallet and cash tally

Works it out and shows you

Support agent

Lists submitted applications by age and portal, and drafts messages to customers whose applications are ready or rejected

Reads daily job book

Asks you before sending

Sales executive

Lists upcoming exam, job, scholarship and scheme deadlines and drafts messages to past customers who may need them

Reads customer deadlines and daily job book

Asks you before sending

1 / 3

How you run

Your routines, already on a timetable

Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.

Every day3

  • 9:00 amOpening wallet balances and system checkVLE owner · 3 steps
    1. 1Note opening balance in each portal wallet
    2. 2Top up wallets expected to run short today
    3. 3Check biometric device, printer, toner and paper
  • 11:30 amPending and rejected applications follow-upOperator · 2 steps
    1. 1Check status of submitted applications on each portal
    2. 2Call customers whose applications were rejected or are ready
  • 8:00 pmDay-end wallet and cash tallyVLE owner · 3 steps
    1. 1Total government fees and service charges in the job book
    2. 2Match wallet usage per portal with the job book
    3. 3Count cash and UPI; note difference

Every week2

  • MonForm and scheme deadline alerts to customersVLE owner · 2 steps
    1. 1List exam, job, scholarship and scheme last dates in the next 2 weeks
    2. 2Message past customers who may need them
  • SatPaper, toner and pouch reorderOperator · 1 steps
    1. 1Count reams, toner and pouches; order before stock runs below one week

Every month1

  • 5thMonthly commission check by portalVLE owner · 2 steps
    1. 1Download each portal's commission statement
    2. 2Match with jobs done and raise tickets for missing commission

Every year1

  • MarCSC ID, kiosk agreement and police registration renewalVLE owner · 2 steps
    1. 1Check CSC ID status, kiosk authorisation and any cyber cafe registration
    2. 2Clear user log older than one year as per policy

Workflows

Each stage goes to the person who handles it

Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.

Customer form job

  1. 1Documents checked against form listOperator
  2. 2Form filled and preview shownOperator
  3. 3Customer confirms detailsOperatorNeeds approval
  4. 4Fee paid and submittedOperator
  5. 5Printout given and documents returnedHelper

Registers and SOPs

Your registers and standards

Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.

  • Daily job book

    Date · Customer name · Phone · Service · Portal · Government fee · Service charge · Application or reference number

  • Wallet and cash tally

    Date · Portal · Opening balance · Top-up · Used · Commission credited · Closing balance

  • Cyber cafe user log

    Date · User name · ID type and number · Computer number · Time in · Time out

  • Customer deadlines

    Customer name · Phone · Form or scheme · Last date · Next step

  • Filling a form for a customer

    No rejection for our mistake and no misuse of the customer's documents

    5 steps with checks

  • Cyber cafe user identity and logs

    Follow the cyber cafe rules and protect the shop if a user misuses a computer

    4 steps with checks

Items and licences

Your first bill is right, and no licence lapses

Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.

ItemHSNGST
Online exam or job form filling (service charge) · form99859918%
Income, caste or domicile certificate application (service charge) · application99859918%
PAN card application (fee plus service charge) · application99859918%
Aadhaar demographic update (UIDAI fee) · update99859918%
Ayushman card or e-Shram registration · registration99859918%
Electricity or water bill payment service · bill99859918%
Rail ticket booking (agent service charge) · ticket99855518%
Simple ITR filing for an individual · return99823218%
Photocopy (A4 black and white) · page99891218%
Colour printout (A4) · page99891218%
Lamination (ID size) · piece99891218%
Passport-size photos (set of 8) · set99838618%
  • Shops and Establishments registrationState labour department (Shops and Establishments Act)
  • PANIncome Tax Department
  • Other licence or contract
  • GST registrationGST department (GSTN)If it applies
  • Trade licenceMunicipal corporation or panchayatIf it applies
  • Police licenceCity police (licensing branch)If it applies
  • Udyam (MSME) registrationMinistry of MSME (Udyam portal)If it applies

Your people

The people who run it, each with their own login

Each person sees the screens and reminders for the work they do.

VLE ownerHolds CSC ID and kiosk logins, fills complex forms, tops up wallets, handles disputes and rejections.
OperatorFills forms, scans and uploads documents, prints and photocopies, maintains the job book.
HelperPhotocopies and lamination, queue, photos, collects cash.

Not covered yet

  • Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
  • Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.

Questions people ask

How long does it take to set up MatruOS for a CSC or e-Mitra digital seva kiosk?

Type one line about your business when you sign up, for example "CSC / e-Mitra digital seva kiosk". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.

Do I have to type all of this in?

No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.

Can I change the routines and workflows?

Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.

What does the AI team do without asking me?

It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.

Finance, insurance and kiosks

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Run a CSC or e-Mitra digital seva kiosk on one system Set up for your trade when you sign up.

Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.

See plans and what each includes
Chat with the MatruOS team on WhatsApp, +91 97234 99901