Your customers
- Jewellery makers
- Exporters
- TV and online jewellery sellers
- Astrological ratna shops
- Other dealers
Jewellery and diamonds · Traders and distributors
MatruOS for a coloured gemstone cutter-dealer
Set up the way a coloured gemstone cutter-dealer runs: margin on cut and calibrated stones over rough cost plus cutting charges; some dealers only trade parcels. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What a coloured gemstone cutter-dealer deals with today, and what MatruOS sets up for it
Today
Weight given to dozens of home cutters against weight back is kept in a notebook. Memos with other dealers and jewellers forgotten past the return date.
In MatruOS
MatruOS sets up 8 routines, 1 workflow, 3 registers and 8 licences for a coloured gemstone cutter-dealer, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- Rough source
- dealer and cottage cutters
- jewellery maker, exporter or ratna shop
- customer
Your suppliers
- Rough auction houses and miners
- African and Brazilian rough dealers
- Local rough traders
- Contract cutters
- Heat-treatment and oiling workers
- Gem labs
Credit and cash
Rough paid cash or advance; cut goods sold on memo 30-90 days; cutters paid weekly per piece
Rough held 1-6 months through cutting; parcels on memo 1-3 months; cutters paid weekly in cash or UPI
Your screens use your words
CustomerPartyOrderParcel orderItemStoneInvoiceBillSupplierRough sellerStaffCutter
How it works
How MatruOS is set up for a coloured gemstone cutter-dealer
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Coloured gemstone cutter-dealer", typed when you sign up.
- Recognised as a coloured gemstone cutter-dealerRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a coloured gemstone cutter-dealer
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Keeps a running balance of stones and carats with each cutter, flags loss beyond the expected figure and works out the week's piece pay
Works it out and shows you
Lists memos past their return date and sold memos unpaid, and drafts reminders
Asks you before sending
Works out yield and margin per rough lot from rough cost, cutting and lab charges and sales
Works it out and shows you
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
10:00 amSort rough and plan the cut
- 1Sort new rough by colour, clarity and size under daylight
- 2Weigh each lot and enter it in the rough book
- 3Mark stones to saw, cob or send whole
11:30 amIssue to cutters and receive cut stones
- 1Weigh and count stones given to each cutter
- 2Weigh and count returned stones; note loss
- 3Cutter's piece count and amount written in the book
3:00 pmAfternoon bazaar trading
- 1Take parcels to the Gopalji ka Rasta or Johari Bazaar trading lanes
- 2Write a memo for every parcel left with another dealer
Every week
SatWeekly cutter payment
- 1Total pieces and amount per cutter for the week
- 2Deduct for stones short beyond the allowed loss
- 3Pay by UPI or cash and get a signature
MonMemo and payment follow-up
- 1Memos past return date and sold memos unpaid
- 2Draft reminders for the dealer to send
Every month
5thRough lot costing and yield
- 1For each closed lot: rough cost, cutting and lab charges against sales
- 2Yield from rough to cut by stone type
Every year
MarYear-end stock count by carat
- 1Count all stones by type and carat, including those with cutters and on memo
- 2Value stock for the books
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Rough to parcel
- 1Rough bought and weighedNeeds approval
- 2Sorted and sawn
- 3Issued to cutters by weight
- 4Cut stones back and loss noted
- 5Treated and calibrated into parcels
- 6Sold or sent on memo
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Rough lot book
Cutter issue and return
Memo and sales book
Weight control with cutters
Know the loss on every stone given out
Treatment and synthetic disclosure
Sell stones honestly and keep buyers' trust
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Cut emerald (panna) commercial | 71039100 | 3% |
| Cut ruby (manik) | 71039100 | 3% |
| Cut blue sapphire (neelam) | 71039100 | 3% |
| Cut yellow sapphire (pukhraj) | 71039100 | 3% |
| Calibrated semi-precious stones (amethyst and garnet) | 71039900 | 3% |
| Cabochons and beads | 71039900 | 3% |
| Matched suites for jewellery makers | 71039100 | 3% |
| Export of cut stones under LUT | 71039100 | 0% |
- GST registration
- PAN
- Udyam (MSME) registration
- Shops and Establishments registration
- FIU-IND registration (PMLA)
- Import Export Code (IEC)If it applies
- Export council membership (RCMC)If it applies
- GST Letter of Undertaking (LUT) for exportsIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
DealerBuys rough, decides how to cut, sets prices, trades in the bazaar, approves memos.
SorterSorts rough and cut stones by colour and clarity, calibrates sizes, makes parcels.
CutterPreforms, facets, cabochons or polishes stones per piece at home or in the unit.
MunimKeeps cutter, memo and sales books, pays cutters, files GST and keeps KYC.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a coloured gemstone cutter-dealer?
Type one line about your business when you sign up, for example "Coloured gemstone cutter-dealer". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Jewellery and diamonds
Other traders and distributors in jewellery and diamonds
Run a coloured gemstone cutter-dealer on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes