Your customers
- Salaried professionals
- Business owners
- NRIs
- Retirees
- Active traders (research subscribers)
Finance, insurance and kiosks · Services
MatruOS for a SEBI investment adviser or research analyst
Set up the way a SEBI investment adviser or research analyst runs: advisory fees from clients (fixed fee or percentage of assets under advice); research subscription fees (monthly, quarterly or yearly); one-time financial plan fees. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What a SEBI investment adviser or research analyst deals with today, and what MatruOS sets up for it
Today
Recommendation and disclosure logs kept by hand; audit finds gaps. Client reviews slip and clients leave at renewal.
In MatruOS
MatruOS sets up 7 routines, 1 workflow, 3 registers and 6 licences for a SEBI investment adviser or research analyst, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- SEBI and BSE (supervision)
- adviser or analyst
- client (advice only; execution through client's own broker or platform)
Your suppliers
- Market data and research platforms
- BSE (IAASB and RAASB administration)
- Compliance auditor (CA or CS)
- NISM
- Website and CRM vendors
Credit and cash
Clients pay fees in advance (up to one year for individuals) only through banking channels; refunds pro rata on termination; no credit
Fees collected in advance at renewal; renewals bunch at start of year and quarter; costs monthly
Your screens use your words
CustomerClientOrderEngagementItemRecommendationInvoiceFee invoiceproductPlanSupplierData vendor
How it works
How MatruOS is set up for a SEBI investment adviser or research analyst
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "SEBI investment adviser", typed when you sign up.
- Recognised as a SEBI investment adviser or research analystRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a SEBI investment adviser or research analyst
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Drafts the research note structure with rationale and risks, checks holdings for conflicts and fills the recommendation log with disclosures
Asks you before sending
Lists clients due for review, prepares review notes against goals and risk profile and flags advice that may not suit the profile
Asks you before sending
Lists fee periods ending, checks fees against caps and advance limits, drafts invoices and computes pro rata refunds
Asks you before sending
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
8:15 amPre-market research note and recommendations (RA)
- 1Prepare research notes and calls with rationale and risks
- 2Check own and associates' holdings for conflicts and disclose
- 3Log every recommendation before it is sent
Every week
TueClient portfolio reviews due this week
- 1List clients due for review or with big market moves
- 2Prepare review notes against goals and risk profile
- 3Record advice given and rationale in the log
Every month
1stFee renewals and invoices
- 1List clients whose paid period ends this month
- 2Send renewal invoices; fee within the cap for individuals
- 3Stop service for unpaid clients as per agreement
5thMonthly complaint data on website (by the 7th)
- 1Count complaints received, resolved and pending last month
- 2Publish the table on the website by the 7th
Every year
JulAnnual compliance audit (within 6 months of year-end)
- 1Give the auditor agreements, risk profiles, advice logs and fee records
- 2Complete the audit by 30 September and submit as required
AprDeposit and BSE fee check
- 1Check client count against the deposit slab and top up the lien-marked deposit
- 2Pay the IAASB or RAASB annual fee
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
New advisory client
- 1KYC done
- 2Agreement and AI disclosure signed
- 3Risk profile and goals assessed
- 4Fee received through bank channelNeeds approval
- 5First advice delivered and logged
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Clients and agreements
Advice and recommendation log
Complaints
Risk profiling and suitable advice
Every piece of advice fits the client and can be shown to SEBI
Research and recommendation disclosure
Research is honest, disclosed and traceable
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Annual advisory fee (fixed; individual family) | 997156 | 18% |
| Comprehensive financial plan (one-time) | 997156 | 18% |
| Advisory fee on assets under advice (₹50 lakh at 1% a year) | 997156 | 18% |
| Research subscription (equity recommendations; monthly) | 997156 | 18% |
| Research subscription (yearly) | 997156 | 18% |
| Model portfolio subscription (yearly) | 997156 | 18% |
| Retirement or goal review session | 997156 | 18% |
- SEBI or exchange registration
- PAN
- GST registrationIf it applies
- Shops and Establishments registrationIf it applies
- Professional tax registrationIf it applies
- Udyam (MSME) registrationIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
Principal adviserGives advice or research, signs agreements, sets fees, answers complaints, owns compliance.
Research associatePrepares research notes and plans, keeps recommendation logs, monitors holdings.
Client service executiveOnboarding and KYC, fee invoices and renewals, complaint log, website updates.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a SEBI investment adviser or research analyst?
Type one line about your business when you sign up, for example "SEBI investment adviser". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Finance, insurance and kiosks
Other services in finance, insurance and kiosks
Run a SEBI investment adviser or research analyst on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes