Your customers
- Kirana and general stores
- Puja samagri and flower shops
- Temple stalls and temples
- Sub-distributors and wholesalers
- Supermarkets
- Hotels and offices (camphor and room incense)
Gifts, home and everyday services · Traders and distributors
MatruOS for an agarbatti and puja items distributor
Set up the way an agarbatti and puja items distributor runs: margin between company or super-stockist price and retailer price, company schemes and target incentives, plus higher margin on local and unbranded puja items. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What an agarbatti and puja items distributor deals with today, and what MatruOS sets up for it
Today
Retailer dues run 45-90 days and new distributors fold in a year or two from bad credit. Company scheme payouts and damage claims are not claimed or not matched to credit notes.
In MatruOS
MatruOS sets up 9 routines, 2 workflows, 4 registers and 7 licences for an agarbatti and puja items distributor, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- company
- C&F or super stockist
- distributor
- retailer or temple
- household
Your suppliers
- Agarbatti and dhoop companies (Bengaluru, Mysuru, Ahmedabad, Nagpur and others)
- Super stockists and C&F agents
- Camphor makers
- Local makers of wicks
- Kalava and havan samagri
Credit and cash
Big companies often want advance or 7-15 days; smaller brands give 30-45 days and higher schemes; retailers take 7-30 days and many pay late; temples pay monthly
Pre-festival stock is paid for 1-2 months before it sells; scheme credit notes come quarterly; retailer dues are the main working-capital drain
Your screens use your words
CustomerRetailerInvoiceBill
How it works
How MatruOS is set up for an agarbatti and puja items distributor
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Agarbatti and puja items distributor", typed when you sign up.
- Recognised as an agarbatti and puja items distributorRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for an agarbatti and puja items distributor
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Drafts a suggested order for each shop on today's beat from its past orders and the season, with the running scheme and any dues to collect
Works it out and shows you
Matches the day's cash and UPI to bills, ages retailer dues, flags shops over the credit limit and drafts payment reminders
Asks you before sending
Works out the weekly company order for each brand and price point from sales rate and stock
Asks you before paying
Calculates scheme and target payouts earned, prepares claim statements with damage lists and tracks each credit note
Asks you before sending
Plans festival stock by item from last year's Shravan-to-Diwali sales and this year's festival dates, and lists temple and big-shop bookings to take
Asks you before paying
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
9:00 amMorning order packing and van loading
- 1Pack yesterday's beat orders, oldest stock first
- 2Bills printed and matched to cartons loaded
10:30 amSalesman beat and order taking
- 1Visit every shop on today's beat and check its shelf of fast packs
- 2Take the order and tell the running scheme
- 3Collect dues on bills over 15 days
7:30 pmEvening cash, returns and collections close
- 1Match cash and UPI from salesman and driver to receipts
- 2Enter returns and damaged packs
- 3Update each retailer's balance
Every week
Mon 11:00 amWeekly order to companies
- 1Check stock of the fast price points (₹10, ₹20, zipper, jumbo, camphor)
- 2Place orders and pay advance where the company asks
Every month
5thMonthly scheme claims and company ledger check
- 1Work out scheme and target payouts earned last month
- 2Send claims and match credit notes received
- 3Match company ledger balance
11thMonthly GST return
- 1File sales return; check 5%, 18% and exempt items are billed at the right rate
Every year
MarYear-end ledger confirmation and stock count
- 1Full stock count and write-off of damaged packs
- 2Confirm balances with companies and top retailers
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Retailer order to payment
- 1Order taken on beat
- 2Credit limit checkedNeeds approval
- 3Billed and packed
- 4Delivered with bill
- 5Paid
Scheme and damage claim to the company
- 1Claim worked out with proofs
- 2Owner approves claimNeeds approval
- 3Sent to company or super stockist
- 4Credit note received
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Beat order book
Retailer credit ledger
Godown stock and damage book
Company scheme and claim register
Receiving stock from a company
Take in only what was billed and only legal packs
Godown storage of incense and camphor
Keep fragrance, keep weight and keep the godown safe from fire
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Agarbatti ₹10 pouch (box of 12) | 33074100 | 5% |
| Agarbatti ₹20 pouch (box of 12) | 33074100 | 5% |
| Agarbatti zipper pack (₹70 MRP) | 33074100 | 5% |
| Agarbatti jumbo pack 500 g | 33074100 | 5% |
| Dry dhoop sticks pack | 33074100 | 5% |
| Wet dhoop zip pack | 33074100 | 5% |
| Dhoop cones box | 33074100 | 5% |
| Sambrani cups box | 33074100 | 5% |
| Camphor tablets 100 g jar | 2914 | 18% |
| Camphor loose (temples) | 2914 | 18% |
| Cotton wicks for diya (pack) | 5601 | 0% |
| Kalava (raksha sutra) bundle | 5607 | 0% |
- GST registration
- Udyam (MSME) registration
- Shops and Establishments registration
- Trade licence
- Packaged commodities registration (Legal Metrology)If it applies
- Fire NOCIf it applies
- Professional tax registrationIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
OwnerChooses brands, orders from companies, fixes retailer credit, settles schemes.
SalesmanWalks the beat, takes orders, pushes schemes and new packs, collects dues.
Godown keeperReceives stock, packs orders, keeps stock and damage book.
Delivery driverDelivers orders with bills, brings back cash and returns.
AccountantBills, retailer ledger, GST returns, company reconciliation.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for an agarbatti and puja items distributor?
Type one line about your business when you sign up, for example "Agarbatti and puja items distributor". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Gifts, home and everyday services
Other traders and distributors in gifts, home and everyday services
Run an agarbatti and puja items distributor on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes