Your customers
- Arecanut marketing co-operatives
- APMC traders and commission agents
- North Indian supari wholesalers (traders)
- Supari processors
- Leaf plate makers (sheath)
Farming and dairy · Makers and factories
MatruOS for an arecanut grower and trader
Set up the way an arecanut grower and trader runs: sale of dried red (rashi, bette, api) or white (chali) arecanut; trading margin on neighbours' nut; husk and leaf sheath plates as small side income. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What an arecanut grower and trader deals with today, and what MatruOS sets up for it
Today
Hold or sell decision taken without daily rates and stock value. Climber and sprayer wages and days kept on loose paper.
In MatruOS
MatruOS sets up 8 routines, 1 workflow, 3 registers and 3 licences for an arecanut grower and trader, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- Grower
- co-op or APMC trader
- North Indian wholesaler or supari processor
- paan masala and supari makers
Your suppliers
- Climbers and sprayers
- Boiling and drying labour
- Agri-input shop (copper sulphate, lime, fertiliser)
- Neighbouring growers (traders)
Credit and cash
Co-ops pay on the day or within 2-3 days; APMC traders pay through the commission agent in 1-7 days; upcountry buyers pay 15-60 days; climbers paid daily
Harvest income Aug-Mar; monsoon spray costs May-Aug come before income; growers hold dry nut for months as savings; co-op deposits and crop loans fund the gap
Your screens use your words
CustomerCo-op or traderOrderLotItemNutInvoiceSale billproductArecanutSupplierClimber
How it works
How MatruOS is set up for an arecanut grower and trader
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Arecanut grower and trader", typed when you sign up.
- Recognised as an arecanut grower and traderRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for an arecanut grower and trader
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Posts daily grade-wise rates, values stock in hand, shows the trend, and notes when the rate is above the grower's target
Works it out and shows you
Totals crew days and wages for the week, shows spray rounds done per block and when the next Bordeaux round is due
Asks you before paying
Tracks stock by grade with weight loss, lists buyer dues by age, and drafts invoices and e-way bill details for trader sales
Asks you before sending
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
8:30 amSpread, turn and cover drying nut
- 1Spread boiled or chali nut thin on the yard or mat
- 2Turn twice and cover before rain or dew
12:00 pmDaily arecanut rate watch
- 1Read co-op and Shivamogga, Sagar, Sirsi or Puttur APMC rates by grade
- 2Value stock in hand at today's rate and decide hold or sell
2:00 pmDehusk and boil red supari batch (Malnad)
- 1Dehusk tender nuts within 4-5 days of harvest
- 2Boil about one hour with chogaru until the right colour
- 3Note fresh in and batch count
Every week
SatWeekly crew wages
- 1Total climber and helper days
- 2Pay wages and note palms sprayed or harvested
Every month
15thMonthly stock weight check and dues
- 1Re-weigh sample bags for moisture loss
- 2List upcountry buyer dues and co-op deposits
Every year
AprYear review and co-op share or bonus
- 1Total dry nut per acre and average price got
- 2Collect co-op dividend or bonus; renew APMC licence if trading
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Dry nut lot to payment
- 1Lot graded and bagged
- 2Rate accepted at co-op or APMCNeeds approval
- 3Weighed and bill issued
- 4Payment received
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Harvest and drying
Dry nut stock and sales
Spray and crew days
Boiling and drying red supari
Get a good grade and colour and avoid mouldy nut
Fruit rot (koleroga) control
Stop nut fall in the monsoon
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Red arecanut rashi (dry) | 08028010 | 5% |
| Red arecanut bette | 08028010 | 5% |
| Red arecanut api | 08028010 | 5% |
| Red arecanut saraku | 08028010 | 5% |
| Gorabalu and kole (low grades) | 08028010 | 5% |
| White arecanut chali (new) | 08028010 | 5% |
| Green arecanut (fresh, tender) | 08028010 | 0% |
| Arecanut husk | 14049090 | 0% |
- APMC mandi licenceIf it applies
- GST registrationIf it applies
- Udyam (MSME) registrationIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
GrowerPlans harvest and sprays, books climbers, decides hold or sell, sells to co-op or trader.
Climber and sprayerSprays Bordeaux, covers bunches, harvests bunches.
Family and hired helpersDehusk, boil, spread and turn nuts, grade.
Trading partner or munimBuys neighbours' nut, keeps stock, bills upcountry buyers (medium).
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for an arecanut grower and trader?
Type one line about your business when you sign up, for example "Arecanut grower and trader". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Farming and dairy
Other makers and factories in farming and dairy
Run an arecanut grower and trader on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes