Your customers
- Fish traders and commission agents
- State fisheries federation
- Members (inputs and diesel)
- Local fish vendors
Farming and dairy · Traders and distributors
MatruOS for a fisheries co-op
Set up the way a fisheries co-op runs: margin or levy on members' catch sold through the society; share of catch from leased water; sale of nets, diesel and inputs to members; interest on member loans; commission on scheme work. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What a fisheries co-op deals with today, and what MatruOS sets up for it
Today
Member payment sheets with levy, loan and diesel deductions made by hand and disputed. Audit objections pile up because books are written late.
In MatruOS
MatruOS sets up 6 routines, 2 workflows, 4 registers and 6 licences for a fisheries co-op, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- member fishers
- society
- trader, federation or auction
- wholesale market
Your suppliers
- Members (catch)
- Panchayat or fisheries department (leases)
- Fish seed hatcheries
- State federation, NCDC and banks (loans)
- Fisheries department (scheme assets, relief)
- Diesel and net suppliers
Credit and cash
Traders pay the society in 1-7 days; the society pays members weekly or per sale after deductions; scheme money comes months after claims; member loans recovered from catch
Lease and seed paid before the season from reserve or federation loan; catch income through the season; relief and scheme funds arrive late; audit and dividend after March
Your screens use your words
CustomerMemberOrderCatch entryItemFishInvoiceMember payment slipSupplierDepartmentproductCatch
How it works
How MatruOS is set up for a fisheries co-op
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Fisheries co-op", typed when you sign up.
- Recognised as a fisheries co-opRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a fisheries co-op
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Builds the weekly payment sheet per member with catch value, levy, loan and input deductions, and prepares the bank or UPI batch for the committee to sign
Asks you before paying
Closes the month, lists overdues and trader dues, and at year end prepares the trial balance, register extracts and the auditor's checklist
Works it out and shows you
Makes eligible member lists for relief, insurance and scheme assets, checks missing Aadhaar or bank details, and drafts the application
Asks you before sending and signing
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
7:00 amRecord members' catch and sales
- 1Weigh each member's catch on the society scale; enter species and kg
- 2Record the buyer and rate for each lot
- 3Give the member a slip or SMS
Every week
SatWeekly member payment sheet
- 1Total each member's catch value for the week
- 2Deduct society levy, loan instalment and diesel or net taken
- 3Committee member co-signs; pay by bank or UPI
Every month
5thClose the month's cash book and ledger
- 1Balance cash book with bank; post ledgers
- 2List traders who owe and members' loan overdues
- 3Monthly committee meeting with minutes
Every year
Apr, May, Jun, SepAnnual audit, AGM and registrar returns
- 1Close the books at 31 March; give them to the auditor
- 2Answer audit objections and file the compliance report
- 3Hold the AGM by 30 September; approve accounts and dividend
- 4File annual returns with the registrar
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
New member joins
- 1Form with Aadhaar and fisher proof
- 2Share money paid
- 3Committee approvesNeeds approval
- 4Member number issued
Scheme benefit to members
- 1Eligible members listed
- 2Committee resolutionNeeds approval
- 3Application to department
- 4Sanction and receipt
- 5Distributed with member acknowledgement
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Member and share register
Catch and sales register
Member loans and dues
Scheme and relief register
Catch recording and member payment
Pay every member fairly and keep a clean record for audit
Audit-ready books
Pass the statutory audit without serious objections
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Carp sold for members (fresh) | 0302 | 0% |
| Marine fish sold for members (fresh) | 0302 | 0% |
| Commission on members' catch | 996111 | 0% |
| Gill net for members | 5608 | 5% |
| Diesel to member boats | 2710 | 0% |
| Share capital (member) | 999799 | 0% |
| Member loan interest | 997113 | 0% |
- Co-operative society registration
- PAN
- GST registrationIf it applies
- TAN (tax deduction account number)If it applies
- Weighing scale stampingIf it applies
- APMC mandi licenceIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
SecretaryKeeps all registers and the cash book, pays members, files returns, deals with department and federation.
President and committeeApprove payments and loans, sign leases and scheme papers, call meetings.
Catch clerkWeighs and records catch, writes member slips at the landing or bank.
Co-op auditorStatutory audit of books each year.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a fisheries co-op?
Type one line about your business when you sign up, for example "Fisheries co-op". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Farming and dairy
Other traders and distributors in farming and dairy
Run a fisheries co-op on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes