Your customers
- Arhtiya (commission agent) in the APMC mandi
- Village trader
- Government purchase centre (FCI, state agency, NAFED, CCI) at MSP
- Neighbours and dairy farmers (straw, fodder)
Farming and dairy · Makers and factories
MatruOS for a small family farm
Set up the way a small family farm runs: sale of grain, pulses, oilseeds or cotton after each harvest at the mandi, to the village trader or at MSP; straw and fodder sales; PM-KISAN Rs 6,000 a year. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What a small family farm deals with today, and what MatruOS sets up for it
Today
Sells on the day of harvest at whatever the trader offers and misses the better mandi or MSP. Dealer credit carries a hidden 2-3% a month and nobody totals it.
In MatruOS
MatruOS sets up 8 routines, 2 workflows, 3 registers and 1 licence for a small family farm, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- input dealer
- farmer
- arhtiya or village trader or MSP centre
- miller, ginner or processor
Your suppliers
- Village input dealer (seed, fertiliser, pesticide)
- PACS
- Tractor and combine owners
- Daily labour or the mukadam's gang
- Bank (KCC)
- Electricity board (pump)
Credit and cash
Inputs on dealer credit until harvest with 1.5-3% a month built into the price; arhtiya pays in 1-7 days or adjusts his advance; MSP paid by DBT in 3-7 days after the purchase receipt; KCC repaid within a year for the interest subvention
Cash goes out from land preparation to harvest (4-6 months per crop) and comes back in one or two lumps a year; funded by KCC, dealer credit and arhtiya advances; moneylender at 24-60% a year in distress
Your screens use your words
CustomerBuyerOrderSale lotItemCropInvoiceSale pattiSupplierDealerproductCrop
How it works
How MatruOS is set up for a small family farm
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Small family farm", typed when you sign up.
- Recognised as a small family farmRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a small family farm
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Each evening works out the net price per quintal at each nearby mandi after transport, commission and hamali, compares it with MSP and the village offer, and sends a short sell or hold note in the farmer's language
Works it out and shows you
Totals dealer credit and works out the hidden interest against the KCC rate; shows KCC due dates and whether PM-KISAN came in; drafts a polite settlement note to the dealer
Asks you before sending
Keeps the farmer's calendar of PMFBY cut-offs, MSP registration windows, KCC renewal and PM-KISAN e-KYC; reminds 10 and 3 days before; fills the form draft from stored land details
Asks you before signing
Builds profit per field and crop for the year, including hired machine and labour costs, and suggests what to change next season
Works it out and shows you
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
6:00 amDawn field round and irrigation turn
- 1Walk each field; look for pest damage, weeds and water stress
- 2Take the canal turn (warabandi) or run the pump when power is on; note the hours
- 3Note any work done and inputs used in the field diary by voice
7:00 pmCheck mandi and MSP rates for my crop
- 1See today's modal price in the 2-3 nearest mandis and on e-NAM
- 2Compare with MSP and with the village trader's offer
- 3Decide to sell, hold or book an MSP slot
Every week
SunPay hired labour and settle the week
- 1Count days per worker or acres done by the gang
- 2Net out advances and pay
- 3Note the payment in the field diary
Every month
5thCheck dealer dues, KCC and PM-KISAN credit
- 1Add up the dealer bills taken on credit and compare with the dealer's khata
- 2See the KCC balance and interest due date
- 3Check that the PM-KISAN instalment has come in and e-KYC is valid
Every year
JunField-wise profit for the year and KCC renewal
- 1Total cost and sale per field and crop for both seasons
- 2Renew the KCC and check that the land record (7/12, khatauni, jamabandi) and Farmer ID are up to date
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Sell at MSP
- 1Registered on state portal with land rec
- 2Token or slot SMS received
- 3Delivered and FAQ quality passedNeeds approval
- 4Payment credited by DBT
Sell through the mandi arhtiya
- 1Load the trolley and gate entry at the m
- 2Open auction or rate agreedNeeds approval
- 3Weighing and sale patti or J-form
- 4Payment or advance adjusted
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Field diary
Sale slips
Dealer dues and KCC
Seed, fertiliser and spray use
Spend only what the crop needs and spray safely
Grain fit for MSP purchase (FAQ)
Avoid rejection or value cut at the purchase centre
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Wheat (FAQ) | 1001 | 0% |
| Paddy (common) | 1006 | 0% |
| Soybean | 1201 | 0% |
| Gram (chana) | 0713 | 0% |
| Mustard seed | 1207 | 0% |
| Raw cotton (kapas) | 5201 | 0% |
| Wheat straw (bhusa) | 1213 | 0% |
- Insurance policyIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
Farmer (owner)Chooses the crop for each field, buys inputs, hires tractor and labour, sells the crop, deals with the bank and PACS.
Family membersWeeding, night irrigation turns, picking, guarding the crop, cattle care.
Hired labour or gangTransplanting, weeding, harvest and threshing at daily or per-acre rates.
Tractor or combine ownerPloughing, sowing, threshing and harvesting on hire.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a small family farm?
Type one line about your business when you sign up, for example "Small family farm". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Farming and dairy
Other makers and factories in farming and dairy
Run a small family farm on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes