Your customers
- Pakka arhtiya in the APMC yard
- Flour and dal mills
- Cotton ginners
- Oil mills
- Bigger traders
Farming and dairy · Traders and distributors
MatruOS for a village aggregator
Set up the way a village aggregator runs: margin between the farm-gate price paid and the mandi or mill price, less bags, labour, transport and the agent's commission; small interest on advances to farmers. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What a village aggregator deals with today, and what MatruOS sets up for it
Today
Margin per lot is not known until long after, so he keeps buying at a loss when the mandi falls. Weight shortages and deductions on agent pattis go unchecked.
In MatruOS
MatruOS sets up 7 routines, 1 workflow, 3 registers and 4 licences for a village aggregator, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- Farmer
- village aggregator
- APMC commission agent or miller
- trader and processor
Your suppliers
- Farmers in nearby villages
- Sharecroppers and small tenants
Credit and cash
Pays farmers cash or UPI on the spot or within 2-7 days; small advances in sowing season recovered from the crop; agent pays him 1-7 days after the mandi sale; millers 7-15 days
Needs ₹ 5-50 lakh cash in harvest weeks, rotated every 3-10 days through the mandi; funded by own money, the arhtiya's advance or a gold or CC loan
Your screens use your words
CustomerAgentOrderLotItemProduceInvoiceParchiSupplierFarmerproductCommodity
How it works
How MatruOS is set up for a village aggregator
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Village aggregator", typed when you sign up.
- Recognised as a village aggregatorRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a village aggregator
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Suggests today's farm-gate rate from the mandi rate less costs, and after each patti shows the lot's margin, weight shortage and unpaid agent dues
Works it out and shows you
Keeps advances and unpaid balances per farmer, recovers advances from the next parchi after approval, and lists what is due each month
Asks you before paying
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
7:30 amFix today's buying rate
- 1Get yesterday's and this morning's mandi rate from the agent or e-NAM
- 2Subtract bags, labour, transport and commission to get the farm-gate rate
- 3Tell farmers the rate by phone or WhatsApp status
9:00 amFarm-gate buying and weighing
- 1Check scale with a 20 kg standard weight
- 2Check moisture with the meter and agree any cut with the farmer
- 3Write the parchi with gross, cut, net, rate and amount; give the farmer a copy or photo
7:30 pmEvening cash and stock tally
- 1Total parchis, cash paid and UPI paid; count cash in hand
- 2Bags in the godown by crop match purchases less lots sent
Every week
Tue, FriSend a lot to the mandi
- 1Load and note bags and weight sent
- 2Send the bilty and bag count to the agent
SunCheck agent pattis and lot margin
- 1Match weight at mandi with weight sent; shortage over 0.5% questioned
- 2Margin per quintal on each lot after all costs
- 3List agent payments not yet received
Every month
1stMonthly farmer advances and dues
- 1List advances by farmer and the crop they will come from
- 2List unpaid farmer balances (paid later) and pay them
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Farm purchase to agent patti
- 1Bought and weighed at farm
- 2Farmer paid
- 3Lot sent to mandi
- 4Sold by agent
- 5Patti checked and money received
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Farm purchases (parchi)
Mandi lots
Farmer advances
Fair weighing and moisture at the farm gate
Keep farmers' trust and avoid losses at the mandi
Cash handling in harvest
Keep cash safe and within tax rules
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Wheat | 10019910 | 0% |
| Paddy | 10061090 | 0% |
| Maize | 10059000 | 0% |
| Gram (chana) | 07132000 | 0% |
| Soybean | 12019000 | 5% |
| Mustard seed | 12075010 | 5% |
| Raw cotton kapas | 52010015 | 5% |
- APMC mandi licenceIf it applies
- GST registrationIf it applies
- Weighing scale stamping
- Money-lender or pawnbroker licenceIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
AggregatorFixes the daily buying rate, buys at farms and the godown, decides when to send lots, deals with the agent.
HelperWeighs, checks moisture, bags and loads, writes parchis.
Pakka arhtiyaSells the aggregator's lots in the yard and pays by patti.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a village aggregator?
Type one line about your business when you sign up, for example "Village aggregator". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Farming and dairy
Other traders and distributors in farming and dairy
Run a village aggregator on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes