Your customers
- Town cloth retailers
- Tailors and boutiques
- Semi-wholesalers in smaller mandis
- School uniform makers
- Garment makers
Clothing and textiles · Traders and distributors
MatruOS for a cloth merchant in a kapda mandi
Set up the way a cloth merchant in a kapda mandi runs: margin on fabric and dress-material sets bought by the taka or set and sold by the taka, set or metre. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
- 10
- 2
- 2
- 3
- 3
- 5
What this solves
What a cloth merchant in a kapda mandi deals with today, and what MatruOS sets up for it
Today
Parties drift past their dhara and the seth finds out at Diwali. Goods on approval forgotten; neither billed nor returned.
In MatruOS
MatruOS sets up 10 routines, 2 workflows, 3 registers and 5 licences for a cloth merchant in a kapda mandi, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- Mill or processor
- origin trader
- mandi cloth merchant
- retailer or tailor
- customer
Your suppliers
- Mills and mill agents
- Surat, Bhilwara and Ahmedabad fabric traders
- Dress-material makers
- Processors who print own designs
Credit and cash
Buys on 30-90 days with 1-3% cash discount for early payment; sells on 60-120 days dhara; dalal commission about 1% on the bill; goods on approval returned in 7-15 days
Pays suppliers before collecting from buyers, so working capital comes from own money, CC limit and private finance; collection rounds before Diwali and March
Your screens use your words
CustomerPartyItemTakaInvoiceBillproductQualitySupplierMill or traderemployeeMunim
How it works
How MatruOS is set up for a cloth merchant in a kapda mandi
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Cloth merchant", typed when you sign up.
- Recognised as a cloth merchant in a kapda mandiRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a cloth merchant in a kapda mandi
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Lists parties past or near dhara by town and dalal, suggests holds, drafts reminders and plans which supplier bills to pay early for kasar
Asks you before sending and paying
Reminds about approval challans past their date and drafts the bill for kept goods
Asks you before sending
Builds catalogue posts with rate, minimum taka and lot availability for party groups
Asks you before sending
1 / 3
How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
10:30 amGaddi opening and orders
- 1Read party and dalal orders from WhatsApp and phone
- 2Pass picking slips to the godown by quality and lot
12:00 pmTaka inward and lot check
- 1Count takas and metres against the supplier bill
- 2Check shade by lot under daylight and store each lot apart
5:00 pmBale packing and dispatch
- 1Pack bales by party; same lot in one order
- 2Bill and e-way bill; hand to transport; photo of the bilty
8:00 pmEvening bahi and cash
- 1Bills of the day into the party ledger with dhara and due date
- 2Cash, cheques and RTGS received posted
Every week
MonDhara watch and collection list
- 1Parties past dhara and parties close to it, by town and dalal
- 2Decide whom to hold, whom to remind and which dalal to call
ThuGoods on approval follow-up
- 1Jangad challans past their return date
- 2Bill what was kept and bring back the rest
WedNew qualities and rate list to parties
- 1Photos of new prints and sets with rate and minimum taka
- 2Send to party groups after the seth approves
Every month
10thGST returns and supplier payments
- 1GSTR-1 with e-way bill check; GSTR-3B by the 20th
- 2Supplier bills to pay early for cash discount
Every year
Oct, MarDiwali and March collection drive
- 1Collect old dues before the new bahi (Diwali) and before year end
- 2Confirm ledger balances with parties
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Party order to payment
- 1Order from party or dalal
- 2Credit and dhara approvedNeeds approval
- 3Bale packed by lot and billed
- 4Dispatched with bilty
- 5Paid within dhara
Goods on approval
- 1Challan made
- 2Seth approves sendingNeeds approval
- 3Kept goods billed and rest returned
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Taka and lot stock
Party bills and dhara
Goods on approval (jangad)
Lot, shade and length check
Avoid shade returns and short-length claims
Party credit check
Give dhara only to parties that pay
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Cotton printed fabric | 5208 | 5% |
| Cotton cambric and voile | 5208 | 5% |
| Shirting fabric | 5210 | 5% |
| Polyester-viscose suiting | 5515 | 5% |
| Woollen blend suiting | 5112 | 5% |
| Synthetic georgette and chiffon | 5407 | 5% |
| Rayon printed fabric | 5408 | 5% |
| Unstitched dress-material set (3 piece) | 5208 | 5% |
| Lining and canvas | 5513 | 5% |
- GST registration
- Shops and Establishments registration
- Trade licence
- Udyam (MSME) registrationIf it applies
- Professional tax registrationIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
SethBuys qualities, sets rates and dhara, approves credit and returns, deals with dalals and banks.
MunimWrites bills and the bahi, tracks dhara and collections, GST and e-way bills.
Counter salesmanShows qualities, cuts metres, takes orders.
Godown boyReceives and stores takas by lot, packs bales, takes them to transport.
DalalBrings outstation buyers, carries orders and payments, takes commission.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a cloth merchant in a kapda mandi?
Type one line about your business when you sign up, for example "Cloth merchant". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Clothing and textiles
Other traders and distributors in clothing and textiles
Run a cloth merchant in a kapda mandi on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes