Skip to content
Start free

Clothing and textiles · Traders and distributors

MatruOS for a textile and saree wholesaler

Set up the way a textile and saree wholesaler runs: margin on finished fabric, sarees, dress materials and lehengas bought from converters or made through job work and sold to outstation wholesalers. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.

Start freeBook a walkthrough

Clothing and textilesReady when you sign up

  • 13routines on a timetable
  • 2workflows with approvals
  • 3SOPs and checks
  • 4registers of your own
  • 5jobs for your AI team
  • 5licences tracked

7-day free trial, no card needed.

What this solves

What a textile and saree wholesaler deals with today, and what MatruOS sets up for it

01Today

Outstation buyers pay in 90-180 days and some vanish. GR and kasar cut net margin from 10% to 3%.

02In MatruOS

MatruOS sets up 13 routines, 2 workflows, 4 registers and 5 licences for a textile and saree wholesaler, with an AI team that reads your own records and prepares the work.

03What changes

The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.

Where you sit

MatruOS starts from how your business earns

Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.

  1. Converter
  2. Surat trader
  3. agent
  4. outstation wholesaler
  5. town retailer
  6. customer

Your customers

  • Outstation wholesalers in Kolkata and Delhi and UP and Bihar and Maharashtra
  • Town retailers who visit Surat
  • Online resellers

Your suppliers

  • Converters and saree firms
  • Process houses and embroidery job workers
  • Grey traders
  • Packing material (bale cloth, cartons)
  • Transport booking agents

Credit and cash

Buys on 30-90 days; sells on 60-180 days through agents with goods returns; FOSTTA lists buyers past 180 days (Jan 2026) and has proposed a 70-day cap and 30-day returns; 43B(h) makes payments to Udyam micro and small suppliers due within 45 days where agreed

Purchases are paid in 1-3 months while sales are collected in 3-6 months; bank OD and informal credit between traders fill the gap; Diwali is the big settlement time

Your screens use your words

  • CustomerParty
  • ItemDesign
  • InvoiceBill
  • productDesign number
  • employeeSalesman

How it works

How MatruOS is set up for a textile and saree wholesaler

Set-up takes a few minutes. After that, you change only what is different in your business.

  1. Describe the business in one lineFor example "Textile and saree wholesaler", typed when you sign up.
  2. Recognised as a textile and saree wholesalerRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
  3. Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
  4. Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.

Your AI team

What the AI team does for a textile and saree wholesaler

Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.

Accountant

Drafts invoices and e-way bills from the packing slips and matches LR photos to bills

Reads packing slips, party master and order book

Works it out and shows you

Accountant

Ages every bill by party and agent, flags parties on defaulter lists, and drafts reminders for agents and parties

Reads bills and outstanding, receipts and defaulter lists

Asks you before sending

Sales executive

Builds a catalogue post with design numbers and rates for agent and buyer groups

Reads new design photos and rate list

Asks you before sending

Sales executive

Shows GR and kasar by party, agent and design and flags abusers and slow designs

Reads goods return register and bills and outstanding

Works it out and shows you

Accountant

Computes commission only on collected amounts net of GR and prepares each agent's statement

Reads bills and outstanding, goods return register and agent commission

Asks you before paying

1 / 5

How you run

Your routines, already on a timetable

Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.

Every day4

  • 10:00 amShop opening and agent ordersCounter salesman · 2 steps
    1. 1Read overnight WhatsApp orders from agents
    2. 2Pass orders to the godown for picking
  • 12:00 pmCredit check before packingSheth (partner) · 3 steps
    1. 1Party's limit, overdue bills and GR record
    2. 2FOSTTA and association defaulter lists checked
    3. 3Approve, hold or ask for part payment
  • 5:30 pmPacking, billing and e-way billsMunim · 3 steps
    1. 1Bill from the packing slip at 5% (18% for garments above Rs 2,500 a piece)
    2. 2E-way bill for inter-state consignments above Rs 50,000
    3. 3Hand over to transport by 18:30; photo of the LR
  • 7:30 pmEvening posting and outstanding reviewSheth (partner) · 2 steps
    1. 1Munim posts bills, receipts and GR
    2. 2Bills past dhara by party and agent

Every week2

  • ThuNew arrivals to agents and buyersCounter salesman · 2 steps
    1. 1Photograph new designs with design numbers and rates
    2. 2Send to agent and buyer groups after the sheth approves
  • SatConverter purchases and paymentsMunim · 3 steps
    1. 1Bills from converters due this week
    2. 2Udyam micro and small supplier bills near 45 days
    3. 3Pay as the sheth approves

Every month3

  • 3rdGR and kasar reviewSheth (partner) · 2 steps
    1. 1GR % and kasar % by party, agent and design
    2. 2Parties and agents to warn or stop
  • 7thAgent commission on collected moneyMunim · 2 steps
    1. 1Commission on amounts collected, net of GR, per agent
    2. 2Statement to each agent for the sheth to approve
  • 10thGST returnsMunim · 2 steps
    1. 1GSTR-1 by the 11th with credit notes for GR
    2. 2GSTR-3B by the 20th

Every year1

  • MarYear closing and ledger confirmationsMunim · 2 steps
    1. 1Ledger confirmations with parties and converters
    2. 2Association membership and bank limit renewal

Workflows

Each stage goes to the person who handles it

Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.

Outstation order to payment

  1. 1Agent books orderOutstation agent (dalal)
  2. 2Credit approvedSheth (partner)Needs approval
  3. 3PackedGodown staff and packer
  4. 4Billed with e-way bill and LRMunim
  5. 5Payment after dhara with kasar agreedSheth (partner)Needs approval
  6. 6Receipt posted and commission computedMunim

Goods return (GR)

  1. 1GR received with noteGodown staff and packer
  2. 2Checked for defect or slow sellingCounter salesman
  3. 3Accepted or refusedSheth (partner)Needs approval
  4. 4Credit note issuedMunim

Registers and SOPs

Your registers and standards

Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.

  • Agent order book

    Agent · Party and town · Design numbers and quantity · Rate · Dhara (credit days) · Order date · Status

  • Bills and outstanding (dhara)

    Party · Agent · Bill number · Bill date · Amount · Due date · LR number · Received

  • Goods return (GR) register

    Party · Agent · Against bill · Design numbers and pieces · Reason · Accepted · Credit note amount

  • Agent commission

    Agent · Month · Collected sales · Commission % · Commission due · Paid on

  • Buyer credit control

    Ship only to buyers who will pay

    3 steps with checks

  • GST and e-way bill

    Clean bills and no transport seizures

    3 steps with checks

  • Payments to MSME suppliers

    No tax on unpaid purchases

    2 steps with checks

Items and licences

Your first bill is right, and no licence lapses

Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.

ItemHSNGST
Printed synthetic saree · piece54075%
Georgette fancy saree · piece54075%
Embroidered designer saree · piece54075%
Unstitched dress material set · set54075%
Finished polyester fabric (taka) · metre54075%
Finished viscose rayon fabric · metre54085%
Semi-stitched lehenga choli · set62045%
Dupatta · piece62145%
Heavy bridal lehenga (sale value above Rs 2500) · set620418%
  • GST registrationGST department (GSTN)
  • Shops and Establishments registrationState labour department (Shops and Establishments Act)
  • Udyam (MSME) registrationMinistry of MSME (Udyam portal)If it applies
  • TrademarkTrade Marks RegistryIf it applies
  • Professional tax registrationState professional tax officeIf it applies

Your people

The people who run it, each with their own login

Each person sees the screens and reminders for the work they do.

Sheth (partner)Buying and pricing, buyer credit, GR and kasar approval, agent relations, bank OD.
MunimBills, e-way bills, ledgers, GR entries, agent commission, GST.
Counter salesmanShows catalogues and samples to visiting buyers, books orders.
Godown staff and packerPicks sets, packs bales and parcels, labels, hands over to transport.
Outstation agent (dalal)Books orders in his territory, vouches for buyers, follows up payment.

Not covered yet

  • Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
  • Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.

Questions people ask

How long does it take to set up MatruOS for a textile and saree wholesaler?

Type one line about your business when you sign up, for example "Textile and saree wholesaler". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.

Do I have to type all of this in?

No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.

Can I change the routines and workflows?

Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.

What does the AI team do without asking me?

It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.

Clothing and textiles

Other traders and distributors in clothing and textiles

All 141 business types in clothing and textiles

Run a textile and saree wholesaler on one system Set up for your trade when you sign up.

Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.

Start freeBook a walkthrough
See plans and what each includes
Chat with the MatruOS team on WhatsApp, +91 97234 99901