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Clothing and textiles · Traders and distributors

MatruOS for a raw jute aratdar

Set up the way a raw jute aratdar runs: margin per quintal between the price paid to farias and beparis and the mill price after grade and moisture deductions; commission per quintal as a mill's buying agent. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.

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Clothing and textilesReady when you sign up

  • 9routines on a timetable
  • 2workflows with approvals
  • 2SOPs and checks
  • 3registers of your own
  • 3jobs for your AI team
  • 5licences tracked

7-day free trial, no card needed.

What this solves

What a raw jute aratdar deals with today, and what MatruOS sets up for it

01Today

Mill grade and moisture deductions are disputed with no record of what was sent. Faria advances go unrecovered after a bad season.

02In MatruOS

MatruOS sets up 9 routines, 2 workflows, 3 registers and 5 licences for a raw jute aratdar, with an AI team that reads your own records and prepares the work.

03What changes

The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.

Where you sit

MatruOS starts from how your business earns

Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.

  1. farmer (retting)
  2. faria
  3. bepari
  4. aratdar or mill agent
  5. jute mill; JCI buys at MSP when prices fall

Your customers

  • Composite jute mills in the Hooghly belt
  • Mill buying offices
  • Jute Corporation of India (rarely)
  • Jute yarn and JDP units buying small lots

Your suppliers

  • Village farias
  • Beparis
  • Farmers selling directly at the godown
  • Truck owners
  • Pressing labour

Credit and cash

Farias and farmers paid cash or UPI on the day, with advances (dadan) before the season recovered from deliveries; mills pay 7-45 days after weighment and quality report

Peak cash need Aug-Oct for buying and faria advances; funded by own money, mill advances and moneylender credit; mill payment delays squeeze the season

Your screens use your words

  • CustomerMill
  • OrderLot
  • ItemBale
  • InvoiceBill
  • SupplierFaria
  • productJute grade

How it works

How MatruOS is set up for a raw jute aratdar

Set-up takes a few minutes. After that, you change only what is different in your business.

  1. Describe the business in one lineFor example "Raw jute aratdar", typed when you sign up.
  2. Recognised as a raw jute aratdarRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
  3. Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
  4. Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.

Your AI team

What the AI team does for a raw jute aratdar

Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.

Sales executive

Puts mill offers by grade, the MSP and recent buying rates side by side and suggests today's buying rate for each grade with expected margin

Reads mill dispatches and quality report and purchase slips

Asks you before sending

Accountant

Compares mill weight and quality cuts with what was sent, flags cuts above norm, drafts claims with photos and payment reminders

Reads mill dispatches and quality report

Asks you before sending

Accountant

Nets each faria's advance against deliveries, ranks farias by delivery against advance and drafts statements

Reads faria advance ledger (dadan) and purchase slips

Asks you before sending

1 / 3

How you run

Your routines, already on a timetable

Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.

Every day4

  • 7:30 amFix today's buying ratesAratdar · 2 steps
    1. 1Check mill offer rates by grade and the JCI price
    2. 2Set buying rates for farias and farmers; tell farias by phone
  • 9:00 amWeigh and buy arrivalsMunshi · 2 steps
    1. 1Weigh each lot; feel and meter moisture
    2. 2Write the purchase slip and pay cash or UPI; recover advance instalment
  • 11:00 amAssort and press balesAssorter · 2 steps
    1. 1Sort into TD or W grades; cut root ends
    2. 2Press into bales and mark grade and weight
  • 5:00 pmLoad the mill truck and send the challanMunshi · 2 steps
    1. 1Load bales by grade; weigh truck
    2. 2Send challan and photos to the mill

Every week2

  • SatMill weight and payment reconciliationAratdar · 3 steps
    1. 1Match mill weight and quality cuts to what was sent
    2. 2Dispute cuts above the norm with photos
    3. 3Chase mill payments past due
  • MonFaria advance reviewAratdar · 2 steps
    1. 1List each faria's advance, deliveries and balance
    2. 2Stop fresh advances where deliveries lag

Every month1

  • 5thMonthly stock and Jute Commissioner returnMunshi · 2 steps
    1. 1Count stock by grade in the godown
    2. 2File stock return where the Jute Commissioner requires it; stay within the stock limit

Every year1

  • DecSeason close and accountsAratdar · 2 steps
    1. 1Settle all faria accounts for the season
    2. 2Close mill accounts and book loss on moisture shrinkage

Workflows

Each stage goes to the person who handles it

Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.

Jute lot to mill payment

  1. 1Bought and weighedMunshi
  2. 2Assorted and baled by gradeAssorter
  3. 3Mill price and lot approvedAratdarNeeds approval
  4. 4Dispatched with challanMunshi
  5. 5Mill weight and quality report checkedAratdar
  6. 6Payment receivedMunshi

Advance to a faria

  1. 1Faria asks for advanceMunshi
  2. 2Aratdar approves amountAratdarNeeds approval
  3. 3Recovered from deliveriesMunshi

Registers and SOPs

Your registers and standards

Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.

  • Purchase slips (by faria)

    Date · Faria or farmer · Village or haat · Gross weight (quintal) · Moisture cut (kg) · Net weight (quintal) · Rate per quintal · Amount paid

  • Faria advance ledger (dadan)

    Faria · Phone · Advance date · Advance amount · Recovered to date · Balance

  • Mill dispatches and quality report

    Dispatch date · Mill · Truck and challan · Grade sent · Bales · Weight sent (quintal) · Mill weight (quintal) · Moisture and dirt cut (kg)

  • Moisture and grading

    Buy and sell at the right grade and dry weight

    4 steps with checks

  • Mill quality claim

    Get paid for the jute actually sent

    3 steps with checks

Items and licences

Your first bill is right, and no licence lapses

Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.

ItemHSNGST
Raw jute TD-2 (tossa) assorted · quintal53030%
Raw jute TD-3 (tossa) assorted · quintal53030%
Raw jute TD-4 (tossa) assorted · quintal53030%
Raw jute W-3 (white) assorted · quintal53030%
Jute cuttings (root ends) · quintal53030%
Mill buying agency commission · quintal99611118%
  • Trade licenceMunicipal corporation or panchayat
  • APMC mandi licenceAPMC (Agricultural Produce Market Committee)If it applies
  • GST registrationGST department (GSTN)If it applies
  • Udyam (MSME) registrationMinistry of MSME (Udyam portal)
  • Other licence or contract

Your people

The people who run it, each with their own login

Each person sees the screens and reminders for the work they do.

AratdarFixes buying rates, finances farias, sells to mills, settles quality claims.
MunshiWeighs, writes purchase slips, pays farias, keeps ledgers.
AssorterGrades jute, cuts roots, supervises pressing.
FariaBuys at farm gate and haats, brings jute to the godown.

Not covered yet

  • Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
  • Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.

Questions people ask

How long does it take to set up MatruOS for a raw jute aratdar?

Type one line about your business when you sign up, for example "Raw jute aratdar". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.

Do I have to type all of this in?

No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.

Can I change the routines and workflows?

Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.

What does the AI team do without asking me?

It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.

Clothing and textiles

Other traders and distributors in clothing and textiles

All 141 business types in clothing and textiles

Run a raw jute aratdar on one system Set up for your trade when you sign up.

Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.

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