Your customers
- Households on the route
- Passers-by at the evening spot
- Small eateries and tea stalls (onion, chilli, lemon)
- Housing societies (WhatsApp orders)
Food and grocery · Shops and showrooms
MatruOS for a sabzi and fruit hawker
Set up the way a sabzi and fruit hawker runs: mark-up over mandi purchase price on fresh vegetables and fruit sold door to door or at a spot. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What a sabzi and fruit hawker deals with today, and what MatruOS sets up for it
Today
10-20% of what is bought is thrown away every day. Does not know which items make money and which only fill the cart.
In MatruOS
MatruOS sets up 8 routines, 2 workflows, 2 registers and 3 licences for a sabzi and fruit hawker, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- Grower
- mandi commission agent
- line trader
- hawker
- household
Your suppliers
- Mandi commission agents
- Line traders (semi-wholesale)
- Farmers selling direct at the mandi gate
Credit and cash
Buys in cash or one-day credit from a line trader; gives a few regular households weekly credit; borrows from daily-collection lenders, SHGs or SVANidhi
Cash out at 04:00, cash and UPI in through the day; daily interest loans (Rs 100 a day on Rs 1,000 type) for working capital where there is no SVANidhi
Your screens use your words
InvoiceHisaabSupplierMandi traderproductItem
How it works
How MatruOS is set up for a sabzi and fruit hawker
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Sabzi and fruit hawker", typed when you sign up.
- Recognised as a sabzi and fruit hawkerRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a sabzi and fruit hawker
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Suggests tomorrow's buying quantity per item from the last weeks' sales and leftovers, weather and festivals, and reads it out by voice at night
Works it out and shows you
Turns the hawker's evening voice note into the day's buy and sell record, shows margin per item and wastage, and builds a monthly sales statement for SVANidhi or a bank
Works it out and shows you
Keeps a small khata per house and on Sunday drafts a short reminder with the balance
Asks you before sending
1 / 3
How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
4:00 amMandi purchase
- 1Check yesterday's leftover and what sold out
- 2Buy item by item; note quantity and rate
- 3Pay cash or note the line trader's one-day credit
6:30 amSort, wash, bunch and set prices
- 1Wash greens in clean water only; no colour or chemical
- 2Sort tomatoes and fruit into first and second quality
- 3Set selling rate per kg for each item
8:00 amMorning colony round
- 1Same route and timing so households expect the cart
- 2Weigh in front of the customer on a stamped scale
- 3Note credit given to regular houses
4:30 pmEvening spot and clearance
- 1Sell at the allotted vending spot with certificate on person
- 2From 20:00 cut prices on greens and ripe fruit
- 3Count cash and UPI; tell the day's buying and leftover by voice note
Every week
SunSettle line trader and collect household credit
- 1Pay any balance to the line trader
- 2Collect weekly credit from regular houses
- 3Send reminders to houses that did not pay
Every month
5thMonthly UPI statement and loan EMI
- 1Pay SVANidhi or SHG EMI
- 2Keep the UPI statement for the next loan tranche
- 3Pay cart rent and vending fee if due
Every year
JanVending certificate and scale stamping
- 1Renew the vending certificate or survey slip with the Town Vending Committee
- 2Get the scale verified and stamped
- 3Renew FSSAI basic registration if taken
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Buy, sell and settle (one day)
- 1Bought at mandi
- 2Sorted and priced
- 3Sold on route and spot
- 4Leftover cleared or kept
- 5Cash counted and line trader paid
Regular house credit
- 1House asks to pay weeklyNeeds approval
- 2Daily amounts noted
- 3Sunday collection
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Daily buy and sell
Household credit
Safe fruit and vegetables
Sell produce that is safe and avoid fines and seizure
Fair weighing and lawful vending
Keep customers' trust and the right to vend
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Tomato | 0702 | 0% |
| Onion | 0703 | 0% |
| Potato | 0701 | 0% |
| Green leafy vegetables (palak, methi) | 0709 | 0% |
| Coriander and green chilli | 0709 | 0% |
| Lemon | 0805 | 0% |
| Banana | 0803 | 0% |
| Apple | 0808 | 0% |
| Mango (seasonal) | 0804 | 0% |
| Seasonal vegetables (bhindi, lauki, gobi) | 0709 | 0% |
- Weighing scale stamping
- FSSAI food licenceIf it applies
- Trade licenceIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
Hawker (owner)Buys at the mandi, prices, sells on the route and spot, collects cash and UPI.
Family memberWashes and bunches greens, sorts, runs a second spot or the evening shift.
Line trader (outside)Sells small lots on one-day credit, sets the morning rate.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a sabzi and fruit hawker?
Type one line about your business when you sign up, for example "Sabzi and fruit hawker". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Food and grocery
Other shops and showrooms in food and grocery
Run a sabzi and fruit hawker on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes