Your customers
- Retailers and hawkers
- Hotel and institution suppliers
- Outstation traders
- Processors and exporters
- Organised retail buyers
Food and grocery · Traders and distributors
MatruOS for a fruit and vegetable mandi wholesaler
Set up the way a fruit and vegetable mandi wholesaler runs: commission on sale value from growers or contractors (about 4-8% by state rules and custom); trading margin on lots bought outright; interest-like gains on grower advances; crate hire. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What a fruit and vegetable mandi wholesaler deals with today, and what MatruOS sets up for it
Today
Dozens of pattis to write by hand before dawn, with errors and grower distrust. Buyer udhaar goes past weeks and some buyers vanish.
In MatruOS
MatruOS sets up 9 routines, 1 workflow, 4 registers and 6 licences for a fruit and vegetable mandi wholesaler, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- Grower or contractor
- commission agent at the mandi
- retailer, hawker or outstation trader
- consumer
Your suppliers
- Growers
- Pre-harvest contractors and orchard lessees
- FPOs
- Upcountry traders sending consignments
Credit and cash
Growers paid same day or next by law and custom; buyers take 1-7 days, outstation traders 7-30 days; advances (dadni) to growers and contractors recovered from pattis
Pays growers before buyers pay; a mid-size agent carries Rs 20-80 lakh of buyer credit plus advances
Your screens use your words
CustomerBuyerOrderLotItemProduceInvoicePattiSupplierGrowerdeliveryArrival
How it works
How MatruOS is set up for a fruit and vegetable mandi wholesaler
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Fruit and vegetable mandi wholesaler", typed when you sign up.
- Recognised as a fruit and vegetable mandi wholesalerRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a fruit and vegetable mandi wholesaler
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Builds each grower's patti from sale slips with notified deductions and advance recovery, prepares the payment, and sends the patti to the grower's phone in their language
Asks you before paying and sending
Ages buyer balances, makes the collection round list, and flags buyers to stop
Asks you before sending
Keeps crates out per party and drafts reminders to those holding crates too long
Asks you before sending
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
3:30 amDawn auction and sale
- 1Sell lots by auction or hatha, best lots first
- 2Note buyer and rate on each lot slip
- 3Do not give credit to buyers over limit
9:30 amPrepare and send grower pattis
- 1Total each grower's lots, deduct commission and charges at the notified rates
- 2Recover advance if agreed
- 3Pay net and send the patti to the grower's phone
10:00 amUnsold and ageing lots
- 1List lots unsold since yesterday
- 2Sell off, shift to cold storage or return with the grower's consent
11:00 amBuyer collections and credit stop list
- 1Collect from buyers on the round
- 2Update buyer balances
- 3Mark buyers past 7 days for no further credit
11:00 pmReceive night arrivals and number lots
- 1Write each arrival with grower, produce, crates and weight
- 2Give a lot slip to the driver or grower
- 3Issue crates where needed and note them
Every week
MonWeekly crate count and reminders
- 1Crates out with each party
- 2Send reminders to parties holding crates over 7 days
Every month
7thMarket fee return to APMC
- 1Total sales by produce for the month
- 2Pay market fee and file the return
Every year
MarAPMC licence renewal and annual accounts
- 1Renew APMC commission agent licence
- 2Get scales verified
- 3Write off or chase old buyer dues
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Lot arrival to grower payment
- 1Lot arrived and numbered
- 2Sold at auction
- 3Patti prepared
- 4Grower paidNeeds approval
- 5Buyer payment collected
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Arrival and sale of lots
Grower patti
Buyer udhaar
Crate ledger
Fair sale of grower lots
Get growers the best price and keep their trust
Patti and grower payment
Correct deductions and payment on time
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Commission on sale of fruit and vegetables | 998619 | 0% |
| Tomato (own-account trading) | 07020000 | 0% |
| Onion (own-account trading) | 07031019 | 0% |
| Potato (own-account trading) | 07019000 | 0% |
| Green chilli and leafy vegetables | 07099990 | 0% |
| Apple | 08081000 | 0% |
| Mango | 08045020 | 0% |
| Banana | 08039010 | 0% |
| Crate hire | 997319 | 18% |
- APMC mandi licence
- Shops and Establishments registration
- Weighing scale stampingIf it applies
- GST registrationIf it applies
- Trade licenceIf it applies
- FSSAI food licenceIf it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
Aadhti (owner)Runs the sale, decides buyer credit, gives advances to growers, deals with APMC.
MunimWrites arrivals, sale slips and pattis, collects from buyers, keeps ledgers.
Auction clerk (bolidaar)Calls the auction, notes buyer and rate per lot.
HamalsUnload, stack, weigh, load buyers' vehicles.
Collection boyCollects buyer payments in the market and on rounds.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a fruit and vegetable mandi wholesaler?
Type one line about your business when you sign up, for example "Fruit and vegetable mandi wholesaler". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Food and grocery
Other traders and distributors in food and grocery
Run a fruit and vegetable mandi wholesaler on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes