Your customers
- Mobile shops
- Kirana stores
- Paan and tea stalls
- Photocopy and cyber cafes
Import and export · Traders and distributors
MatruOS for a recharge and SIM distributor
Set up the way a recharge and SIM distributor runs: margin on e-recharge balance sold to retailers, per-activation incentives on SIMs, slab incentives on gross adds and recharge targets, DTH margins. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What a recharge and SIM distributor deals with today, and what MatruOS sets up for it
Today
Float given to retailers on credit is not recovered. Operator commission statement does not match own activations.
In MatruOS
MatruOS sets up 8 routines, 2 workflows, 4 registers and 4 licences for a recharge and SIM distributor, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- operator
- distributor
- retailer (PoS)
- subscriber
Your suppliers
- Telecom operator
- DTH operator
Credit and cash
Buys balance from the operator in advance; gives retailers float on same-day or a few days' credit; operator pays activation and slab incentives monthly on a statement
Cash goes to the operator every morning before the day's float. Retailers pay by evening or within a few days. Incentives come a month later and are often cut for KYC failures or churned SIMs.
Your screens use your words
CustomerRetailerOrderFloat transferItemBalanceInvoiceCommission statementSupplierOperatorStaffFOS
How it works
How MatruOS is set up for a recharge and SIM distributor
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Recharge and SIM distributor", typed when you sign up.
- Recognised as a recharge and SIM distributorRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a recharge and SIM distributor
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Prepares each FOS's dues list for the beat and flags retailers to stop until they pay
Works it out and shows you
Shows the gap to the next incentive slab each week and which beats and retailers can close it
Works it out and shows you
Matches the operator's statement with own activations and drafts the dispute with the missing serials
Asks you before sending
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
9:00 amBuy the day's balance and plan beats
- 1Pay the operator and load the day's e-recharge and DTH balance
- 2Give each FOS the day's beat and the dues list
10:00 amFOS beat (retailer visits)
- 1Visit each retailer on the beat; transfer float within the credit cap
- 2Collect cash or UPI for yesterday's float
- 3Issue SIM kits only to registered PoS and note serials
6:30 pmEvening cash settlement with each FOS
- 1Float transferred, cash and UPI collected and dues per FOS
- 2Note shortages against the FOS
Every week
MonWeekly gap to next incentive slab
- 1Gross adds, porting-in and recharge value so far this month
- 2Gap to the next slab and which beats can close it
SatWeekly FOS coverage review (small and medium)
- 1Retailers visited, active retailers and activations per FOS
- 2Retailers not visited in 7 days
Every month
7thMatch the operator's commission statement
- 1Compare own activation list and recharge value with the statement
- 2List activations cut for KYC failure or churn and draft the dispute
Every year
AprRenew the distributor agreement and target plan
- 1Agree the year's targets, territory and margin structure with the operator
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Float to collection
- 1Credit cap setNeeds approval
- 2Float transferred on beat
- 3Cash or UPI collected
- 4Settled in ledger
New retailer PoS registration
- 1Papers collected
- 2Biometric and address check
- 3Operator issues PoS ID
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Retailer float ledger
SIM serial issue log
Retailer PoS registration
Commission statement check
PoS registration and SIM serial control
No SIM is sold through an unregistered or careless retailer
Float credit to retailers
Keep money with retailers small and collected daily
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| Distribution commission on recharge (from operator) | 996111 | 18% |
| SIM activation incentive | 996111 | 18% |
| Slab bonus on gross adds | 996111 | 18% |
| DTH recharge margin | 996111 | 18% |
| SIM starter kit | 8523 | 18% |
| DTH set-top box | 8528 | 18% |
- GST registration
- Shops and Establishments registration
- Professional tax registrationIf it applies
- PF registration (EPFO)If it applies
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
DistributorBuys balance and SIM stock, approves retailer credit, deals with the operator's area sales manager.
FOS (field officer)Visits retailers on beat, transfers float, issues SIMs, collects cash, signs up new PoS.
Back-office clerkFloat ledger, SIM log, KYC papers, statement checks.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a recharge and SIM distributor?
Type one line about your business when you sign up, for example "Recharge and SIM distributor". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Import and export
Other traders and distributors in import and export
Run a recharge and SIM distributor on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes