Your customers
- Home buyers (mostly with bank home loans)
- Investors
- Shop and office buyers
- Landowners (JDA area share)
Real estate and property · Services
MatruOS for a small developer or builder
Set up the way a small developer or builder runs: sale of flats, row houses, shops and offices in its own projects; extras like car parking rights, club membership, floor rise and preferred location charges; JDA landowner's share is not revenue. Routines, workflows, registers, licences and an AI team that knows the work are ready when you sign up.
Ready when you sign up
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What this solves
What a small developer or builder deals with today, and what MatruOS sets up for it
Today
Demand letters made by hand in Excel for every unit at every stage; collections slip. 70% designated account rule and withdrawal certificates tracked loosely; RERA penalties.
In MatruOS
MatruOS sets up 10 routines, 2 workflows, 4 registers and 10 licences for a small developer or builder, with an AI team that reads your own records and prepares the work.
What changes
The right person is reminded at the right time, approvals wait for whoever decides, and every licence has a renewal reminder. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Where you sit
MatruOS starts from how your business earns
Who you sell to, who you buy from, how credit moves and where you sit in the chain decide how your screens, reminders and reports are set up.
- landowner
- developer (architect, contractors, lender)
- RERA
- buyers (with bank loans)
- society or association
Your suppliers
- Landowners (purchase or JDA)
- Civil contractors (labour or turnkey)
- Cement, TMT steel, RMC, sand, blocks suppliers
- Architect, structural engineer, RERA and liaison consultants
- Construction finance lender (bank or NBFC)
- Channel partners and brokers
Credit and cash
Buyers pay by CLP demand within 15 days, with interest on delay at the RERA rate (SBI MCLR + 2% in most states); suppliers give 30-60 days; contractors paid on RA bills in 7-30 days with 5% retention; channel partners paid 30-90 days after agreement
Land and approvals paid upfront from partners' capital or construction finance; buyer collections fund construction, but 70% sits in the designated account and is released by progress certificates; profit comes only at the end
Your screens use your words
CustomerBuyerOrderBookingItemUnitInvoiceDemand letterproductUnit typeSupplierVendor
How it works
How MatruOS is set up for a small developer or builder
Set-up takes a few minutes. After that, you change only what is different in your business.
- Describe the business in one lineFor example "Small developer / builder", typed when you sign up.
- Recognised as a small developer or builderRoutines, workflows, registers, items, licences and the AI team for this trade are set up for you.
- Bring your dataCustomers, items and balances come across from Zoho Books, Vyapar, Excel and others. For Tally, our team helps you move the data while Tally import is checked on the live app.
- Approve and runThe AI team prepares the routine work. A person approves anything that sends, pays, signs, files or deletes.
Your AI team
What the AI team does for a small developer or builder
Each job goes to a member of your AI team. It reads your own records and prepares the work. Anything that sends, pays, signs, files or deletes waits for a person's approval.
Shows available, held and booked units by tower and floor, flags holds older than 7 days and units promised twice
Works it out and shows you
Prepares stage demand letters with GST for every unit that reached a stage, with bank disbursement requests, and lists overdue demands with interest
Asks you before sending
Checks 70% of collections reached the designated account and works out the amount that can be withdrawn against completion
Asks you before paying
Compares material use and spend by head against the bill of quantities and budget, and lists overruns above 5%
Works it out and shows you
Drafts the quarterly RERA progress figures (units sold, money in, money spent, stage progress) with photos for upload
Asks you before signing
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How you run
Your routines, already on a timetable
Each routine has a time, a person and its steps with the checks that matter. MatruOS reminds the right person and keeps the record. Open one to see its steps.
Every day
8:00 amSite start, labour count and safety
- 1Count labour by contractor and check helmets, harness at height and edge protection
- 2Plan today's work and material need
- 3Photograph progress of each tower
11:00 amSite office walk-ins and booking follow-up
- 1Show sample flat and unit plan, give cost sheet
- 2Call yesterday's visitors and hold-expiry units
- 3Update unit inventory for holds and bookings
Every week
MonWeekly unit inventory and price review
- 1See units available, on hold, booked and registered by tower and floor
- 2Release holds older than 7 days without booking cheque
- 3Set this week's price and offers
SatWeekly contractor RA bill measurement
- 1Measure work done jointly with the contractor
- 2Deduct 5% retention, TDS and any material issued
- 3Certify and send to accounts
Every month
3rdRaise stage demand letters
- 1Take stages completed from the site engineer's certificate
- 2Raise demand letters with GST for every unit at that stage
- 3Send letters to buyers and their banks for disbursement
- 4Follow up demands overdue beyond 15 days with interest note
10thDesignated account withdrawal against progress
- 1Check 70% of last month's collections reached the designated account
- 2Get engineer, architect and CA certificates for percentage of completion
- 3Withdraw only in proportion to completion
25thMonthly budget against actual cost
- 1Compare cement, steel and RMC used against the bill of quantities
- 2Compare spend by head against the project budget
- 3List overruns over 5%
Every year
Aug, SepAnnual RERA project audit and Form 5
- 1Get the project accounts audited by a CA
- 2File the annual audit report (Form 5 in Maharashtra) within 6 months of year-end
Workflows
Each stage goes to the person who handles it
Work passes stage by stage to the right person. Stages marked for approval wait for the person who decides.
Booking to possession
- 1Booking form and token (max 10%)
- 2Partner approves price and discountNeeds approval
- 3Allotment letter issued
- 4Agreement for sale registered
- 5Stage demands raised and paid
- 6OC or BU permission received
- 7Final dues and possession letterNeeds approval
- 8Keys and snag list handed over
Contractor RA bill payment
- 1Contractor submits bill
- 2Joint measurement certified
- 3Partner approves paymentNeeds approval
- 4Paid with TDS and retention
Registers and SOPs
Your registers and standards
Registers hold the fields this trade records. SOPs carry the steps and checks, so work is done the same way every time.
Unit inventory and bookings
Demands and collections
Contractor RA bills
Site diary and material inward
Booking to registered agreement
Book units within RERA rules
Designated account and withdrawals
Keep 70% of collections for the project and withdraw only against progress
Concrete pour and cube testing
Get the slab strength the design asks for
Items and licences
Your first bill is right, and no licence lapses
Starter items arrive with unit, HSN and GST rate. The registrations this business usually needs are listed with a reminder before each one expires.
| Item | HSN | GST |
|---|---|---|
| 2 BHK flat under construction | 9954 | 5% |
| 3 BHK flat under construction | 9954 | 5% |
| Affordable 1 BHK under construction (up to ₹45 lakh) | 9954 | 1% |
| Row house under construction | 9954 | 5% |
| Shop in project under construction | 9954 | 18% |
| Ready flat sold after OC | 9972 | 0% |
| Covered car parking right | 9954 | 5% |
| Club house membership | 999652 | 18% |
- RERA registration
- GST registration
- PAN
- TAN (tax deduction account number)
- Udyam (MSME) registrationIf it applies
- Professional tax registrationIf it applies
- PF registration (EPFO)If it applies
- ESI registration (ESIC)If it applies
- Pollution consent (CTO)If it applies
- Other licence or contract
Your people
The people who run it, each with their own login
Each person sees the screens and reminders for the work they do.
Managing partnerBuys land or signs JDA, arranges finance, approves prices and discounts, approves payments, signs RERA filings.
Site engineerRuns construction with contractors, checks quality and quantities, certifies RA bills, keeps site diary.
Sales executiveMeets walk-ins at the site office, books units, gets agreements registered, follows up demands.
Accounts executiveRaises demand letters, records collections, moves money to and from the designated account, pays bills, prepares RERA figures.
Not covered yet
- Sending messages, bills and reminders on WhatsApp from MatruOS is not live yet. Today they go by link, QR code or email, and from your own phone in one tap.
- Live bank and UPI feeds are not connected yet. Upload a bank statement and MatruOS reads it into payments for you to confirm.
Questions people ask
How long does it take to set up MatruOS for a small developer or builder?
Type one line about your business when you sign up, for example "Small developer / builder". MatruOS picks this business type and sets up everything on this page in a few minutes. You then get a 7-day free trial, no card needed.
Do I have to type all of this in?
No. The routines, workflows, registers, items, licences and AI team on this page arrive already set up. You change what is different in your business, and bring your customers, items and balances from Zoho Books, Vyapar, Excel and others, with our team's help for Tally data.
Can I change the routines and workflows?
Yes. Every routine, workflow, register and SOP is yours to rename, retime, switch off or add to. MatruOS keeps the rest of the system in step with your changes.
What does the AI team do without asking me?
It runs routine checks and prepares drafts. Anything that sends, pays, signs, files or deletes waits for a person's approval. The one exception you can choose is payment reminders, which go out on their own once you have checked them and switched them on.
Real estate and property
Other services in real estate and property
Run a small developer or builder on one system Set up for your trade when you sign up.
Describe your business once. MatruOS sets up your apps, brings in your data and puts Muni and the AI team to work, with your approval on every step that matters. 7-day free trial, no card needed.
See plans and what each includes